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Upgrade Your Credit Profile in As Little As 45 Days

Over 20,000 clients served & more than $100 million in negative debt addressed.

Strategic credit solutions that deliver — efficient, dependable, and trusted by hundreds of 5-star clients.

PRICING PLANS

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 PRICING 

Choose Your Pricing Plan

PREMIUM CREDIT REPAIR PLAN 

90-Day Money Back Guarantee

$499

 Valid for 6 Months

WHAT’S INCLUDE :

Removal of Negative Items

We work to remove collections, charge-offs, inquiries, car repossessions, late payments, medical bills, child support, and bankruptcies (when applicable).

6 Full Rounds of Aggressive Disputes

You receive six complete dispute cycles using our proven strategy to challenge inaccurate, outdated, or unverifiable items on your credit report.

Unlimited Negative Item Disputes

No limits. We dispute everything at once—every negative item on your report, not one by one.

Fast Results Timeline

Many clients start seeing results within 15–45 days, depending on your credit profile and bureau response times.

Consistent Updates Every 35–45 Days

Stay informed with regular progress updates so you always know where you stand.

24/7 Secure Client Portal Access

Track updates, upload documents securely, and monitor your progress in real time—anytime.

Dedicated Support & Professional Compliance

Your case is handled by trained credit specialists using tailored dispute letters—not automated templates—while following strict compliance standards every step of the way.

All clients are required to purchase credit monitoring at $29.99/month through Smart Credit. This allows us to pull your updated credit report every month. Without credit monitoring, we will not be able to access your report, send updates, or proceed with your service..

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PREMIUM CREDIT REPAIR PLAN FOR COUPLES  

90-Day Money Back Guarantee

$900

 Valid for 6 Months

WHAT’S INCLUDE :

Removal of Negative Items

We work to remove collections, charge-offs, inquiries, car repossessions, late payments, medical bills, child support, and bankruptcies (when applicable).

6 Full Rounds of Aggressive Disputes

You receive six complete dispute cycles using our proven strategy to challenge inaccurate, outdated, or unverifiable items on your credit report.

Unlimited Negative Item Disputes

No limits. We dispute everything at once—every negative item on your report, not one by one.

Fast Results Timeline

Many clients start seeing results within 15–45 days, depending on your credit profile and bureau response times.

Consistent Updates Every 35–45 Days

Stay informed with regular progress updates so you always know where you stand.

24/7 Secure Client Portal Access

Track updates, upload documents securely, and monitor your progress in real time—anytime.

Dedicated Support & Professional Compliance

Your case is handled by trained credit specialists using tailored dispute letters—not automated templates—while following strict compliance standards every step of the way.

All clients are required to purchase credit monitoring at $29.99/month through Smart Credit. This allows us to pull your updated credit report every month. Without credit monitoring, we will not be able to access your report, send updates, or proceed with your service.

buy now

VIP CREDIT REPAIR PLAN 

90-Day Money Back Guarantee

$1,499

 Valid for 12 Months

WHAT’S INCLUDE :

LIFETIME Access to Wealth Builders Academy (WBA) Worth $5,000+

Credit mastery, business funding course, how to start your own credit repair company, resellable digital products, and group mentorship —included free with your VIP plan.

Business Funding Program – Up to $250,000 per LLC

Join our business funding program to position your LLC for funding—even as a startup. Includes credit-building guidance and lender-ready setup strategies.

Business Strategy Calls with the CEOs

Direct access to private strategy calls focused on credit, business growth, and funding—so you’re guided every step of the way.

FREE Tradeline Included (VIP Exclusive)

A complimentary tradeline designed to strengthen your credit profile and support faster score improvement.

Removal of Negative Items

We work to remove collections, charge-offs, inquiries, car repossessions, late payments, medical bills, child support, and bankruptcies (when applicable).

12 Full Rounds of Aggressive Disputes

Six complete dispute cycles using our proven strategy to challenge inaccurate, outdated, or unverifiable items

Unlimited Negative Item Disputes

No limits. We dispute everything at once, not one by one.

Fast Results Timeline

Many clients begin seeing results within 15–45 days, depending on credit profile and bureau response times.

Consistent Updates Every 35–45 Days
Stay informed with clear progress updates to keep you on track.
24/7 Secure Client Portal Access
Monitor updates, upload documents securely, and track progress anytime.
Dedicated VIP Support & Professional Compliance
Handled by trained credit specialists using custom-tailored dispute letters, never automated, and processed under strict compliance standards.

All clients are required to purchase credit monitoring at $29.99/month through Smart Credit. This allows us to pull your updated credit report every month. Without credit monitoring, we will not be able to access your report, send updates, or proceed with your service..

buy now

Why Choose New Gen Solutions ?

Results in as Little as 45 Days

Over $100 Million in Debt Removed

8000+ Satisfied Clients

WHAT OTHERS ARE SAYING ABOUT THEIR EXPERIENCE…

pricing plans

What We Can Remove

FORECLOSURES
STUDENT LOANS
CHARGE-OFFS
JUDGMENTS
MEDICAL BILLS
LATE PAYMENTS
REPOSSESSIONS
PUBLIC RECORDS
BANKRUPTCIES
CHILD-SUPPORT
HARD INQUIRIES
COLLECTIONS
pricing plans

FREE 15-MINUTE CONSULTATION CALLS

Consultations are completely optional—many of our clients join without ever booking a call because our results and reviews speak for themselves.But if you’d like answers before getting started, we’ve made it easier than ever to connect with our team!

Questions about repairing your credit?
Curious about our mentorship opportunities?
Want to learn how we’ve already transformed thousands of lives?

This is your chance to get clarity, confidence, and direction—in just 15 minutes with our expert team. —No charge, no excuses.

book your free consultation

About

Patricia Tolentino Melara & Josue Melara 

Hi, we’re Patricia Tolentino Melara & Josue Melara, the founders of New Gen Solutions—and we know firsthand how powerful strong credit can be because we’ve lived the transformation ourselves.

A few years ago, we were facing financial challenges that felt overwhelming. Our credit was limiting our opportunities, creating stress, and holding us back from the life we knew we were capable of building. Instead of accepting that reality, we made a decision: we would take control of our financial future.

Through education, discipline, and proven credit strategies, we were able to significantly improve our credit and completely change our financial path. That shift didn’t just increase our scores—it opened doors. We reduced debt, restored financial stability, and learned how to leverage credit strategically to create cash flow and long-term opportunities.


Client Success Stories

TAKE CONTROL OF YOUR CREDIT TODAY !

pricing plans